Most insurance companies cover 80% to 100% of the cost for lace wigs/cranial prosthesis/hair replacement. Ask your health care provider how many they will approve. Also some Health care providers will allow hair replacements yearly, but remember; a doctor's prescription must always accompany your claim for a hair replacement unit.
We recommend that you call your health care provider to see if you need pre-approval from your primary care doctor. Never file an insurance claim for a WIG! Always call it a "CRANIAL HAIR PROSTHESIS". Many, but not all insurance companies attempt efforts to turn down claims for "wigs". They should have no reason to turn down a file for a cranial hair prosthesis or cranial prosthesis when it accompanies medical therapy and your doctor's prescription. Invoices for the replacement must accompany your doctor's prescription. Make copies of all invoices and prescriptions. Your doctor should give you a prescription for “cranial hair prosthesis". Save this and send a copy along with your claim file. Notify us about your medical need for alternative hair and we will bill you for ”cranial hair prosthesis" as well. Save your bill. Your emotional well-being is an important part of your medical recovery process. If you encounter resistance from your insurance company, a letter from your doctor, spelling out that he "prescribed" the prosthesis, not for cosmetic reasons, but as part of your recovery program, should suffice. If you are still denied ask for a review by the medical review board. Add to your original claim: some before and after photos a hand written letter about the emotional necessity for your prosthesis letters from your employer as to why the prosthesis has improved your performance ask why the claim was denied. If you do not have insurance, most counties in the US have state social services departments which offer medical assistance for those who meet their financial guidelines.
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